Experience Modifiers - They are wrong more than 60 % of the time...costing YOU money! If your modifier has not been Audited by a Certified Workers Comp Advisor then that's like sending your tax info to the IRS without having a CPA review them first!

Hiring Practices - We provide our Clients access to the incredible "Lawsuit Free!" Program to virtually eliminate Employee hassles and help your Organization run smoother. We provide our members a turnkey system to improve current hiring methods. This includes background checks prior to employment via our website giving you powerful information about each applicant. We provide the proper employee file information to "suitproof" your business. A host of helpful hiring forms along with access to a wealth of hiring tips and guides to support the hiring process. You'll LOVE Florida Contractor Insurance.

Point of Injury Program & Back to Work Programs - Perhaps the biggest area of lost money by Employers. If this is NOT the Focus of your Workers Comp Agency Relationship you are probably wasting thousands and thousands of dollars. What you don't know here WILL HURT YOU! 

Premium Audit - This area is greatly overlooked when discussing the overpayment of workers compensation. Many employers feel they know the rules and do a good job in this area. Workers comp costs are based on compensation, do you realize there are over 20 forms of compensation that often appear in payroll records that should be excluded from the audit? Do you realize that there are HUNDREDS of different Classifications? With our CompEraser program, you’ll be armed with the latest rules and have access to tools that can help identify frequent and common problem areas, you may be able to stop overpaying your premiums.

Business Culture - In our ever changing workplace, constant challenges arise when dealing with employees. Great Ships usually sink due to small leaks. Many business owners and human resource departments are ill equipped to handle to complex issues that arise. Ever dreamed of making your Staffing needs run smoother? Companies that build powerful relationships attract and retain quality employees, have a higher degree of loyalty and productivity, and far less absenteeism, turnover and employee lawsuits. They also have more fun and a much healthier bottom line! What more could you ask for? Our members have access to leading edge human resource tools, strategies, forms, and checklists designed to increase employee productivity and help eliminate your exposure to employee claims & Work Comp claims.

Certified Work Comp Advisor Review - Are your tired of being overcharged by insurance companies for workers' compensation insurance? Find out what the insurance companies don't want you know and your current agent can't tell you. More info check out our free report: 7 Dirty Secrets of Workers Compensation Insurance by Clicking Here (PDF Format).